Get Started Free
Home›Financial technology›PayPal
PayPal logo
PayPal
Financial technology

PayPal Company Overview

PayPal logo

PayPal

● Active
Financial technology · San Jose, California · Est. 1998
FintechPaymentsE-commerceConsumer↗ Website
$71.3B
Valuation
$35.0B
Revenue
24k+
Employees
1998
Founded

PayPal Holdings, Inc. is a global financial technology company operating a digital payments platform that enables consumers and merchants to transact securely across more than 200 markets worldwide. It operates a family of brands including PayPal, Venmo, Braintree, and Honey, processing over 25 billion payment transactions annually for approximately 432 million active accounts.

Recent Press
5 items
Press Release·2026-02-03
PayPal Buy Now Pay Later TPV Surpasses $40B in 2025, Up 20% Year-Over-Year
PayPal's Buy Now, Pay Later total payment volume exceeded $40 billion in 2025, growing over 20% year-over-year, as the company expanded BNPL offerings across international markets and deepened merchant integrations.
Press Release·2026-02-03
PayPal Names Enrique Lores as New President and CEO
PayPal appointed HP CEO Enrique Lores as its new President and CEO effective March 1, 2026, following the departure of Alex Chriss and a period with CFO Jamie Miller as interim CEO amid investor pressure over weaker-than-expected 2026 guidance.
Press Release·2025-11-10
PayPal Launches First Quarterly Dividend, Repurchases $6B in Shares in 2025
PayPal initiated its first-ever quarterly dividend and completed $6 billion in share repurchases during 2025, signaling a shift toward shareholder return priorities as the company matures its core payments platform.
Partnership·2025-10-20
PayPal Announces Global Partnership with Liverpool FC as Official Digital Payments Partner
PayPal entered a global multi-year agreement with Liverpool FC as the club's official digital payments partner, integrating PayPal payment options across ticketing, merchandise, and fan experience channels worldwide.
Product Launch·2025-09-15
PayPal Expands PYUSD Stablecoin to 70 Markets Globally
PayPal made its PYUSD stablecoin available in 70 markets through PayPal accounts, enabling buy, hold, send, receive, and lower-cost cross-border transfers using the U.S. federally regulated digital dollar.
Company History
10 milestones
PayPal was founded in December 1998 by Max Levchin, Peter Thiel, and Luke Nosek in Palo Alto, California as a cryptography and security software company before pivoting to digital payments.

PayPal Organization Structure & Team

Org Chart
23,800 employees · Click a leader to explore their team
13,670 across 12 departments
Chief Executive Officer
Alex Chriss
Jamie Miller — Departments
· 13670 people across 12 depts

PayPal Financials, Revenue & Market Share

Annual Revenue
$35.0B
+7% vs prior year
YoY Growth
+7%
From $25.4B to $35.0B
Revenue / Employee
$1.47M
Annual revenue per full-time employee
Revenue Growth
2021
2022
2023
2024
2025
$25.4B
$27.5B
$29.8B
$33.2B
$35.0B
Market Share
US Digital Payments & Checkout
20%
share
PayPal
20%
Stripe
15%
Adyen
10%
Apple Pay
12%
Block/Square
8%
$100T
TAM
$8T
SAM
$33.2B
SOM
Revenue Streams
Transaction Revenue84%
Other Value-Added Services16%
Business Units
Merchant Services72%
Payment processing fees from merchants accepting PayPal Checkout, Braintree, and Venmo at physical and online retail, including international cross-border transactions.
Consumer Financial Services28%
Revenue from PayPal Pay Later interest and fees, PayPal Savings, PayPal Credit card, Honey commerce media, and foreign exchange spreads on international consumer transactions.

PayPal Internal Tools & Processes

Internal Tools
12 departments
Marketing620 people · 3 roles
Standards & Certifications
10 standards
Compliance frameworks, security audits, and quality certifications this company maintains.
Security
PCI DSS Level 1
Certified
PayPal maintains PCI DSS Level 1 certification — the highest level of payment card industry compliance — covering all card data processed across its global payments network, Braintree, and Venmo merchant integrations.
Security
SOC 2 Type II
Certified
PayPal holds SOC 2 Type II certification for its cloud infrastructure and data services, providing enterprise customers and regulators with independent assurance of PayPal security, availability, and confidentiality controls.
Security
ISO 27001
Certified
PayPal is ISO 27001 certified for its information security management systems, demonstrating systematic risk management of financial and customer data across its global payment processing operations.
Privacy
GDPR
Compliant
PayPal complies with the EU General Data Protection Regulation governing the personal data of European users transacting through PayPal, Braintree, and Venmo, and maintains a dedicated EU Data Protection Officer.
Privacy
CCPA
Compliant
PayPal complies with the California Consumer Privacy Act, providing California residents with rights to access, delete, and opt out of sale of personal payment and transaction data collected across PayPal products.
Regulatory
FinCEN BSA/AML
Compliant
PayPal is registered as a Money Services Business with FinCEN and maintains Bank Secrecy Act and Anti-Money Laundering compliance programs covering transaction monitoring, suspicious activity reporting, and customer due diligence for all US payment activity.
Regulatory
Electronic Money Institution (EMI)
Certified
PayPal (Europe) S.a r.l. holds an Electronic Money Institution license from the Luxembourg Commission de Surveillance du Secteur Financier (CSSF), enabling PayPal to issue e-money and provide payment services across all EU member states.
Regulatory
NACHA Rules
Compliant
PayPal complies with NACHA operating rules governing ACH bank transfers used for PayPal bank account funding, withdrawals, and PayPal Pay Later bank-linked payments in the United States.
Quality
ISO 22301
Certified
PayPal maintains ISO 22301 business continuity management certification, ensuring its global payment processing infrastructure can recover and maintain availability during disruptions that could affect merchants and consumers.
Accessibility
WCAG 2.1 AA
Compliant
PayPal targets WCAG 2.1 AA accessibility compliance across its web and mobile checkout experiences, ensuring that consumers with disabilities can access PayPal payment services, Venmo, and Honey on all major platforms.

PayPal Interview Preparation

Interview Prep
Role-specific interview questions and keywords. Select a department, then click any role to prepare.
Marketing· 3 roles

PayPal Products & Competitors

Product Suite
6 products · select one to explore
Financial technology
Software
Honey
Automatically find and apply coupon codes and cashback

Honey is a browser extension and shopping tool acquired by PayPal in 2019 for $4 billion that automatically finds and applies coupon codes at checkout and tracks price history across thousands of online retailers. With over 17 million monthly active users, Honey gives PayPal first-party consumer shopping intent data and drives loyalty through PayPal Honey Gold rewards.

Use Cases
Automatically testing coupon codes at Amazon, Walmart, and Target checkout to surface the best available discountTracking Amazon product price history and alerting users when listed prices drop to a set targetEarning PayPal Honey Gold rewards on qualifying purchases at participating retailers for redemption as PayPal cash
Honey
Key Customers
AMZN
Amazon
WM
Walmart
EB
eBay
Competitive Intelligence
VSCapital One Shopping
THEM

Capital One Shopping is a browser extension and app that automatically finds and applies coupon codes and compares prices across retailers when users shop online, offering rewards on purchases.

EDGE

Integrated credit card reward optimization with a stronger no-data-sharing privacy positioning

VSRakuten
THEM

Rakuten is Japan's leading e-commerce and internet services company operating a marketplace, loyalty cashback platform, fintech services, and digital content across Japan and international markets.

EDGE

Higher cashback rates and longer established retail partner relationships for coupon coverage

VSCoupert
THEM

Coupert is a browser extension and coupon platform that automatically finds and applies discount codes when users shop online, earning cashback rewards through affiliate programs with partner retailers.

EDGE

Lightweight no-account-required browser extension with lower friction first-time installation