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Block
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Block Company Overview

Block logo

Block

● Active
Software · Oakland, California · Est. 2009
FintechPaymentsCommerceCryptoSaaS↗ Website
$39.4B
Valuation
$23.8B
Revenue
9k+
Employees
2009
Founded

Block, Inc. (formerly Square, Inc.) is an American fintech company that builds economic tools empowering businesses and individuals. Its ecosystem includes Square (merchant payments and commerce), Cash App (peer-to-peer payments and financial services), Afterpay (buy now pay later), and Bitkey (self-custody Bitcoin wallet), serving millions of merchants and consumers worldwide.

Recent Press
5 items
Press Release·2026-03-01
Block Raises 2026 Guidance to 18% Gross Profit Growth, Targeting $12.2 Billion
Block raised its 2026 gross profit growth guidance to 18% following workforce restructuring, targeting $12.2 billion in gross profit and adjusted operating income growth of over 54% to $3.2 billion.
Press Release·2026-02-26
Block Lays Off Nearly Half Its Workforce, Cutting ~4,000 Jobs Citing AI
Block reduced its workforce from over 10,000 to under 6,000 employees in February 2026, with CEO Jack Dorsey citing AI-driven productivity gains — engineering code shipped per engineer rose over 40% — sending shares up 24%.
Press Release·2026-02-26
Block Reports Q4 2025 Gross Profit of $2.87 Billion, Up 24% Year-Over-Year
Block's Q4 2025 gross profit reached $2.87 billion, beating analyst expectations of $0.49 EPS with $0.65 actual, while full-year 2025 gross profit totaled $10.36 billion, a 17% increase year-over-year.
Partnership·2026-01-15
Square Expands Partner Ecosystem to Nearly 1,000 Integrations Including Amazon and Google
Square announced an expanded partner ecosystem in early 2026 with nearly 1,000 integrations, deepening ties with Amazon, Intuit QuickBooks, Uber Eats, Wix, and Google to drive new volume added growth of 29% in Q4 2025.
Press Release·2025-05-22
Block Shares Multi-Year Financial Outlook at Investor Day
Block presented a three-year outlook at Investor Day projecting mid-teens annual gross profit growth to ~$15.8 billion by 2028, with adjusted operating income growing ~30% annually to $4.6 billion.
Company History
10 milestones
Jack Dorsey and Jim McKelvey founded Square in San Francisco after McKelvey was unable to accept a credit card payment for his art glass, inspiring the idea of a simple card reader for small merchants.

Block Organization Structure & Team

Org Chart
9,000 employees · Click a leader to explore their team
8,000 across 12 departments
Chief Executive Officer
Jack Dorsey
Amrita Ahuja — Departments
· 8000 people across 12 depts

Block Financials, Revenue & Market Share

Annual Revenue
$23.8B
+7% vs prior year
YoY Growth
+7%
From $9.5B to $23.8B
Revenue / Employee
$248K
Annual revenue per full-time employee
Revenue Growth
2020
2021
2022
2023
2024
2025
$9.5B
$17.7B
$17.5B
$21.9B
$22.3B
$23.8B
Market Share
US Mobile Payments
12%
share
Block
12%
PayPal
22%
Stripe
18%
Toast
8%
Klarna
10%
$180B
TAM
$55B
SAM
$22.3B
SOM
Revenue Streams
Transaction Revenue58%
Subscription & Services22%
Hardware8%
Bitcoin Revenue12%
Business Units
Square45%
Merchant services business providing POS hardware, payment processing, and commerce software to over 4 million active sellers globally.
Cash App43%
Consumer financial services platform with 57M+ monthly actives offering P2P payments, Cash Card, direct deposit, stock investing, and Bitcoin services.
Afterpay7%
Buy now pay later platform integrated with Square merchants and Cash App, providing installment payments across 100,000+ merchants globally.
TIDAL & Other5%
Music streaming service and Block corporate investments including Spiral, TBD, and Bitkey hardware wallet.

Block Internal Tools & Processes

Internal Tools
12 departments
Engineering3200 people · 3 roles
Standards & Certifications
10 standards
Compliance frameworks, security audits, and quality certifications this company maintains.
Security
PCI DSS Level 1
Certified
Block maintains PCI DSS Level 1 certification — the highest standard for payment card data security — across Square's entire payment processing infrastructure handling billions of card transactions annually.
Security
SOC 2 Type II
Certified
Block's Square and Cash App platforms hold SOC 2 Type II certification, independently verifying the design and operating effectiveness of security, availability, and confidentiality controls protecting merchant and consumer data.
Security
ISO 27001
Certified
Block's information security management systems are ISO 27001 certified, establishing a systematic framework for managing sensitive merchant and customer financial data across Square and Cash App globally.
Privacy
GDPR
Compliant
Block's Afterpay and TIDAL platforms comply with GDPR requirements for EU and UK users, governing how customer personal and financial data is collected, stored, and processed across European markets.
Privacy
CCPA
Compliant
Block complies with the California Consumer Privacy Act, providing Cash App and Square users in California rights to access, delete, and opt out of the sale of their personal financial data.
Regulatory
FinCEN MSB Registration
Certified
Block's Cash App is registered as a Money Services Business with FinCEN, enabling it to offer P2P payments, money transfers, and Bitcoin services in compliance with US federal anti-money laundering requirements.
Regulatory
BitLicense (New York)
Certified
Block holds a BitLicense from the New York Department of Financial Services, permitting Cash App to offer Bitcoin buying, selling, and transfer services to New York State residents under state virtual currency regulations.
Regulatory
FDIC Pass-Through Insurance
Compliant
Square Banking and Cash App deposits are eligible for FDIC pass-through insurance up to $250,000 per customer through partner banks, ensuring merchant and consumer funds are federally protected.
Accessibility
ADA Accessibility
Compliant
Block's Square POS hardware and Cash App mobile interfaces comply with ADA accessibility requirements, supporting screen readers and accessibility features to ensure merchants and consumers with disabilities can use all payment services.
Security
EMV Chip Compliance
Certified
Block's Square Terminal and Square Reader hardware are certified for EMV chip card transactions, meeting global card network requirements for fraud-resistant contact and contactless payment acceptance.

Block Interview Preparation

Interview Prep
Role-specific interview questions and keywords. Select a department, then click any role to prepare.
Engineering· 3 roles

Block Products & Competitors

Product Suite
8 products · select one to explore
Software
Platform
TIDAL
Artist-owned music streaming service delivering high-fidelity audio and exclusive content

TIDAL is a music streaming platform offering lossless HiFi audio including Dolby Atmos spatial audio, alongside exclusive album drops, videos, and live experiences. With an artist-centric royalty model paying two to three times the industry average, TIDAL is built for music fans who demand the highest quality listening experience.

Use Cases
Streaming lossless FLAC audio on premium home audio systems via TIDAL HiFi PlusAccessing exclusive album releases and live concert streams before they appear on other platformsArtists monetizing directly with fan-powered royalties and exclusive content drops
No image
Key Customers
JZ
Jay-Z
BEY
Beyoncé
MQA
MQA Ltd
Competitive Intelligence
VSSpotify
THEM

Spotify is the world's largest audio streaming platform offering music, podcasts, and audiobooks to over 600 million users globally via free ad-supported and premium subscription tiers.

EDGE

Superior lossless audio quality with Dolby Atmos and higher artist royalty rates

VSApple Music
THEM

Apple Music is Apple's music streaming subscription service offering over 100 million songs, lossless and spatial audio, curated playlists, music videos, and exclusive artist content, integrated across Apple devices and available on Android and Windows.

EDGE

Artist-ownership model and exclusive content from top-tier artists unavailable elsewhere

VSAmazon Music
THEM

Amazon Music is a streaming music service for Amazon Prime members and as a standalone subscription, offering tens of millions of songs, podcasts, and curated playlists.

EDGE

Dedicated audiophile community and HiFi-first positioning for premium audio hardware users

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