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Jack Henry & Associates
FinTech

Jack Henry & Associates Company Overview

Jack Henry & Associates logo

Jack Henry & Associates

● Active
FinTech · Monett, Missouri · Est. 1976
FinTechBanking SoftwareSaaSPayments↗ Website
$12.5B
Valuation
$2.4B
Revenue
7k+
Employees
1976
Founded

Jack Henry & Associates is a leading technology solutions provider for community and regional banks and credit unions in the United States, offering core processing, digital banking, and payments platforms. The company serves over 7,500 financial institutions with integrated technology that powers operations from core banking and lending to fraud prevention and digital account opening.

Recent Press
5 items
Press Release·2026-02-04
Jack Henry Q2 FY2026 Revenue Grows 7.9% to $619.3 Million with EPS of $1.72
Jack Henry reported Q2 FY2026 (ended December 31, 2025) revenue of $619.3 million (up 7.9% YoY) and net income of $124.7 million, lifting diluted EPS to $1.72 from $1.34 a year prior.
Product Launch·2026-02-04
Jack Henry Rapid Transfers Now Live with 75 Clients, 180 More in Onboarding Pipeline
Jack Henry's Rapid Transfers real-time payment solution reached 75 live clients with another 180 financial institutions in various stages of onboarding as of early 2026.
Product Launch·2026-01-20
Jack Henry Launches Stablecoin Strategy with USDC Beta Testing at Multiple Banks
Jack Henry completed a USDC stablecoin proof of concept in two weeks and moved into beta testing with multiple financial institutions, enabling banks to send and receive stablecoin payments natively.
Award·2026-01-15
Jack Henry Named to Forbes 2026 Best Companies in America List at Rank 176
Jack Henry was recognized in Forbes' 2026 Best Companies in America list at rank 176 out of 500, and its Tap2Local solution won "Small Business Payments Solution of the Year" at the 2026 FinTech Breakthrough Awards.
Acquisition·2025-09-30
Jack Henry Acquires Victor Technologies to Expand Embedded Payments Capabilities
Jack Henry completed the acquisition of Victor Technologies on September 30, 2025, adding a platform that enables financial institutions to embed payment capabilities into third-party non-bank brands.
Company History
10 milestones
Jack Henry & Associates was founded by Jack Henry and Jerry Hall in Monett, Missouri to provide data processing services for small community banks, starting with a single IBM System/32 computer and three bank clients.

Jack Henry & Associates Organization Structure & Team

Org Chart
7,000 employees · Click a leader to explore their team
3,920 across 12 departments
Chief Executive Officer
Greg Adelson
Kevin Williams — Departments
· 3920 people across 12 depts

Jack Henry & Associates Financials, Revenue & Market Share

Annual Revenue
$2.4B
+7.2% vs prior year
YoY Growth
+7.2%
From $1.7B to $2.4B
Revenue / Employee
$314K
Annual revenue per full-time employee
Revenue Growth
2021
2022
2023
2024
2025
$1.7B
$1.9B
$2.1B
$2.2B
$2.4B
Market Share
Community Bank Core Processing (U.S.)
27%
share
Jack Henry
27%
Fiserv
35%
FIS
22%
NCR Voyix
10%
Others
6%
$62B
TAM
$18B
SAM
$2.2B
SOM
Revenue Streams
Core Processing & Hosting52%
Complementary Solutions31%
Services & Support17%
Business Units
Core Banking Technology52%
SilverLake and Symitar core processing platforms serving 7,500+ community banks and credit unions, providing real-time transaction processing and account management under multi-year managed service contracts.
Payments & Digital31%
JHA PayCenter payments hub, Banno digital banking, and related transaction-based products; fastest-growing segment driven by FedNow, RTP, and digital banking adoption among community FIs.
Risk & Advisory (ProfitStars)17%
ProfitStars risk management, fraud, BSA/AML, and financial analytics products sold across Jack Henry's installed base and to non-Jack Henry core financial institutions.

Jack Henry & Associates Internal Tools & Processes

Internal Tools
12 departments
Core Banking Engineering850 people · 3 roles
Standards & Certifications
10 standards
Compliance frameworks, security audits, and quality certifications this company maintains.
Security
SOC 2 Type II
Certified
Jack Henry & Associates maintains SOC 2 Type II certification across its SilverLake, Symitar, and Banno platforms, providing community bank and credit union clients with independent third-party assurance that Jack Henry's controls protecting customer financial data meet AICPA Trust Service Criteria for security, availability, and confidentiality.
Security
PCI DSS Level 1
Certified
Jack Henry holds PCI DSS Level 1 certification for its JHA PayCenter payments hub and card processing services, satisfying the most rigorous payment card industry security standard and enabling community financial institutions to process debit and credit card transactions without maintaining their own PCI Level 1 compliance program.
Regulatory
FFIEC IT Examination Handbook
Compliant
Jack Henry's core banking platforms and hosting operations are designed to align with the FFIEC IT Examination Handbook, which governs how federal examiners assess the technology risk management of U.S. banks and credit unions — ensuring that Jack Henry's clients can demonstrate technology governance compliance during FDIC, OCC, and NCUA examinations.
Privacy
GLBA Safeguards Rule
Compliant
Jack Henry's products and data handling practices comply with the Gramm-Leach-Bliley Act Safeguards Rule, which requires financial institutions and their service providers to implement comprehensive information security programs protecting nonpublic personal financial information of bank and credit union customers.
Regulatory
FedNow Service Certification
Certified
Jack Henry is a certified Federal Reserve FedNow Service provider, having completed the Fed's technical certification program at the July 2023 launch. This certification enables Jack Henry to connect over 1,500 community financial institution clients to the FedNow instant payment rail through JHA PayCenter without each institution undergoing independent Fed certification.
Regulatory
NACHA Operating Rules
Compliant
Jack Henry's JHA PayCenter ACH processing platform complies with NACHA Operating Rules governing ACH Network transactions, enabling community banks and credit unions to originate and receive ACH credits and debits — including payroll, consumer bill pay, and B2B payments — through a NACHA-compliant infrastructure.
Security
ISO 27001
Certified
Jack Henry maintains ISO 27001 certification for its information security management system across core banking and payments hosting environments, providing international clients and enterprise bank partners with globally recognized assurance that Jack Henry's security controls meet rigorous third-party standards.
Regulatory
FinCEN BSA/AML Guidelines
Compliant
Jack Henry's ProfitStars AML and transaction monitoring products are designed to support financial institution compliance with FinCEN's Bank Secrecy Act and Anti-Money Laundering regulations, including automated SAR filing, CTR generation, and customer due diligence workflows aligned to the 2016 FinCEN CDD Rule.
Accessibility
WCAG 2.1 AA
Compliant
Jack Henry's Banno Digital Platform meets WCAG 2.1 AA accessibility standards, ensuring that the digital banking apps and online banking portals delivered to community bank and credit union customers are accessible to users with visual, motor, and cognitive disabilities — supporting client compliance with ADA digital accessibility requirements.
Security
NIST Cybersecurity Framework
Compliant
Jack Henry aligns its cybersecurity program to the NIST Cybersecurity Framework (CSF), covering Identify, Protect, Detect, Respond, and Recover functions across its SilverLake, Symitar, and Banno platform environments — enabling community financial institution clients to point to Jack Henry's NIST alignment in their own examiner-facing technology risk disclosures.

Jack Henry & Associates Interview Preparation

Interview Prep
Role-specific interview questions and keywords. Select a department, then click any role to prepare.
Core Banking Engineering· 3 roles

Jack Henry & Associates Products & Competitors

Product Suite
5 products · select one to explore
FinTech
Enterprise Software
SilverLake System
Core banking built for community banks

SilverLake System is Jack Henry's flagship core banking platform designed for community and mid-tier banks, providing real-time transaction processing, account management, and integrated loan origination. It serves over 1,000 banks that rely on its open architecture to connect with third-party fintech partners and Jack Henry's own ecosystem of products.

Use Cases
Processing real-time demand deposit account transactions and posting exceptions for a $2B community bankConfiguring SilverLake's open API framework to integrate a fintech debit rewards program without custom middlewareRunning month-end core reconciliation and regulatory reporting for FFIEC compliance
No image
Key Customers
FNBB
First National Bankers Bank
BNB
Bank of Newington
CBNK
Century Bank
Competitive Intelligence
VSFiserv Premier
THEM

Fiserv Premier is a core banking platform for community and regional banks, offering real-time account processing, online banking, and integrated payment services through Fiserv's extensive fintech ecosystem.

EDGE

Deeper integration with Jack Henry's own digital and payments ecosystem vs. Fiserv's broader but less cohesive platform

VSFIS IBS
THEM

FIS IBS (Integrated Banking Solution) is a core processing platform for community banks, providing deposit, loan, and general ledger processing with connectivity to FIS payment and digital banking products.

EDGE

Superior API openness for fintech partnerships and lower total cost of ownership for sub-$5B asset banks

VSCSi (Computer Services Inc.)
THEM

Computer Services Inc. provides core banking, managed services, and compliance technology for community financial institutions primarily in the U.S. Midwest.

EDGE

Stronger community bank focus and deeper U.S.-only specialization vs. CSi's narrower regional footprint

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